As our economic conditions improve and per capita income rises, more and more Filipinos are capable to invest. Problem is, it was not taught in school nor widely practiced in the family or at work. The dilemma of a potential investor these days is how to tread the investment landscape given the wide variety of available instruments. And without so much experience nor guidance, how should one start investing? What are the proper steps Continue reading
Contrary to common belief that life insurance is a waste of money, we as individuals face several types of personal risks. The risks of getting sick, getting disabled, dying young, and growing old are some of these risks. Hence, we need to manage these Continue reading
When I talk about getting wealthy or achieving financial freedom, a lot of people will be interested, all ears are on me. However, if I start talking about stocks, I seldom see a receptive face. It is natural to be receptive to the topic of getting wealthy or building wealth, this is our life long pursuit anyway. While there are so many ways of getting wealthy, one effective way to grow wealth is thru stock investing.
But, the fact about stock investing is that very few Filipinos appreciate it. Despite the stellar rally of the stock market in 2009 until 2012, very few opened an account with Continue reading
The fourth step to financial freedom in this series is Education. It is aptly at the center of the word ‘freedom’. Undoubtedly, it is a very important aspect in the quest. Because, being financially free is also about knowing how money works and how to make money work for money and how to make prudent financial decisions. It would seem that this is the core of Continue reading